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Ray Dalio's Principles

Overview

Founded Bridgewater and popularized cycle-based macro frameworks.

Style

Economic cycles, debt cycles, all-weather allocation

Firm

Bridgewater Associates

Period

1949-

Ray Dalio

Principles

Repeatable rules that beginners can study and adapt.

Applicable principles

Do not build a portfolio for only one scenario.

Separate growth and inflation environments.

Understand long-term debt cycles and monetary policy.

Diversify across genuinely different sources of risk.

Turn these principles into a pre-investment checklist. If an idea cannot pass the checklist, staying out is often better than forcing action.