Personal finance2003
The Total Money Makeover
Dave Ramsey
Focuses on debt cleanup, budget discipline, and emergency reserves before scaling investing risk.
Mental models
Model 1
Use this model to turn money goals into explicit cash flows.
Model 2
Use this model to prioritize reserves and debt control.
Model 3
Use this model to design habits that can last.
Model 4
Use this model to measure progress through net worth and freedom of choice.