Personal finance2009, 2nd ed. 2019
I Will Teach You to Be Rich
Ramit Sethi
Gives a system for spending, accounts, saving, and automated investing for readers who want personal finance to become a routine.
Chapter summary
Week 1: Optimize credit cards
Understand credit costs, pay on time, negotiate fees, and create a debt-payoff plan.
Week 2: Beat the banks
Choose low-fee accounts, separate spending from savings, and remove avoidable charges.
Week 3: Get ready to invest
Prioritize emergency reserves, debt, and investment accounts, then begin even with a small amount.
Week 4: Spend consciously
Allocate take-home pay across fixed costs, investments, savings, and guilt-free spending.
Week 5: Save while sleeping
Connect accounts and schedule automatic transfers immediately after payday.
Week 6: Invest simply
Choose a diversified, low-cost portfolio, automate contributions, and reduce emotional intervention.